What Happens When You File an Auto Glass Claim in Washington?

What Happens When You File an Auto Glass Claim in Washington?

March 20, 2024

In Washington, where the roads and weather can test the resilience of your vehicle, ensuring your auto insurance covers auto glass claims is a shield against unforeseen expenses. But what really happens when you file an auto glass claim? Let's dive into the process and give you peace of mind should you ever hear that unfortunate crack on your windshield.

Initiating the Claim

The moment your vehicle's glass incurs damage, your first step is to contact your insurance provider. In Washington, many auto insurance policies cover glass damage under comprehensive coverage. It's crucial, however, to verify your deductible – the amount you're responsible for before your insurance kicks in. Some policies may offer glass repair without a deductible, incentivizing drivers to address issues promptly.

Assessment and Repair

Once your claim is filed, your insurance company will assess the damage. For minor repairs, like chips or small cracks, a simple repair may suffice. However, larger damages often necessitate a full windshield replacement. Rest assured, most insurance companies in Washington have streamlined processes with trusted auto glass repair services, ensuring quality and convenience.

Impact on Insurance Premiums

A common concern among drivers is whether filing an auto glass claim will hike up their insurance premiums. Generally, because auto glass claims are considered non-fault, they should not significantly affect your rates.

Filing an auto glass claim in Washington is a straightforward process designed to restore your vehicle's safety and aesthetics with minimal hassle. Remember, addressing auto glass damage promptly can prevent further issues and ensure you're driving safely and legally.

Need more guidance on auto glass claims or looking to update your auto insurance policy? Contact us at 360-254-7166.