Mobile website

This Week at Evergreen Insurance

Always Keeping You Informed

We're Here For You

Be a Responsible Super Bowl Party Host

January 30, 2017

Super Bowl Party and Social Host Liability

On Sunday, millions of Americans will be watching the Super Bowl with friends, over a spread of food and beer. The Super Bowl is the most watched game of the year, and whether your team wins or not, the night will end with one of the most dangerous drives of the year too, as too many drivers have had too much to drink at their parties. A late kickoff, a long game, and too many drinks without designated drivers results in staggering numbers. Last year, 48% of the 13,000 fatalities from accidents on Super Bowl Sunday involved drivers with a blood alcohol concentration (BAC) level of .08 or higher.

“Those throwing a party where alcohol is served have both a legal and moral responsibility to make sure that their guests are capable of driving safely,” said Loretta Worters, vice president with the Insurance Information Institute. “You don’t want to allow anyone who has been drinking to drive a vehicle while impaired. Not only do your guests risk injury or death to themselves or others, but you may be held financially responsible.”

"Social host liability" is the legal term for the criminal and civil responsibility of someone who furnishes liquor to a guest. You may know it by "Dram Shop Liability" as well. Laws differ from state to state, but 43 states have them. These laws give someone who is injured (like a victim of a drunk driver who was served at your party) the right to sue you. You could even face criminal charges in such a scenario.

Here are some other things to consider for your party on Sunday:

  • Understand your state's laws regarding social host liability, as they vary by state.
  • Consider a different location other than your home for watching the game, like a spacious restaurant or bar.
  • Encourage and talk openly about having a designated driver. Have taxi service phone numbers on hand.
  • Limit your own consumption so that you can be more alert of your guests' sobriety.
  • Offer non-alcoholic beverages and food/snacks.
  • Stop serving liquor towards the end of the game, and offer coffee and water to guests.

Above all, be an aware and responsible host and/or driver.

If you're attending a Super Bowl party this year, we ask that you drive safely and wear your seatbelt!

More From This Week

Lighting Bolt

Why Worry About Thunderstorms?

Are you prepared for the possibility of lightning, hail, tornados or straight-line winds?  More »

Woman Talking on Phone

July is National Cell Phone Courtesy Month

Cell phones are everywhere these days and have become an integral part of our daily communication.  More »

IIHS Family Van

Insurance Institute for Highway Safety's Top Safety Picks for 2017

Each year the Insurance Institute of Highway Safety names its top safety picks. See if your vehicle made the list.  More »

Family Grilling

Grilling Safety

With summer now in full swing, more barbeques are taking place resulting in an increase in grilling accidents.  More »

Refer a friend to us

Friend in need of an insurance referral

To show our appreciation for your referral, you'll be entered into a drawing for a free TV.

Refer someone now »

See the latest from our blog Feb 5

What to Do After a Car Accident in Winter – Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time...   more »

Home  |  About  |  Contact  |  Service  |  Privacy  |  Disclaimer  |  Search

© 2017 Evergreen Insurance, Inc.

12503 SE Mill Plain Blvd Ste 130
Vancouver, WA 98684

Licensed in Washington, Oregon, and Arizona