Mobile website

This Week at Evergreen Insurance

Always Keeping You Informed

We're Here For You

Insuring College Students

August 9, 2016

College Driver

Over the next few weeks, thousands of students in Washington will be headed to college. Whether your child is starting college for the first time or heading back to school for another year, they can never be too prepared.



Auto Insurance

It's tempting to remove your college student from the family auto policy in attempt to save some cash. However, removing your student can often be more costly since it's generally more expensive for college students to take out a separate auto insurance policy. If you plan to let your college student take a car you own to school, you'll likely want to keep them on your family policy.

Personal Property Insurance

If your child is living in a dorm room on campus -- and you have renters or a homeowners policy -- then your insurance policy may cover their personal belongings up to a 10 percent limit of your personal property coverage. If your renters or homeowner's policy has a limit of $100,000 for personal property, then there would be up to $10,000 in coverage (subject to your deductible) for your child's personal property.

Living Off Campus

If your student is living off campus (either alone or with roommates), then consider a separate renters policy. This will cover personal property and provide liability coverage should a visitor suffer an injury. Renter's insurance policies are usually very affordable.

Source: Insurance Information Institute www.iii.org

We Can Help

Insurance is never a "one-size-fits-all" type of product. Contact us to discuss how to best insure your child, whether they live on or off-campus. Here's to a great school year!

 insurance in Vancouver

Get started now on a free, no-obligation

Homeowner Insurance Quote

More From This Week

Lighting Bolt

Why Worry About Thunderstorms?

Are you prepared for the possibility of lightning, hail, tornados or straight-line winds?  More »

Woman Talking on Phone

July is National Cell Phone Courtesy Month

Cell phones are everywhere these days and have become an integral part of our daily communication.  More »

IIHS Family Van

Insurance Institute for Highway Safety's Top Safety Picks for 2017

Each year the Insurance Institute of Highway Safety names its top safety picks. See if your vehicle made the list.  More »

Family Grilling

Grilling Safety

With summer now in full swing, more barbeques are taking place resulting in an increase in grilling accidents.  More »

Refer a friend to us

Friend in need of an insurance referral

To show our appreciation for your referral, you'll be entered into a drawing for a free TV.

Refer someone now »

From our blog

What to Do After a Car Accident in Winter – Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time...   more »

Home  |  About  |  Contact  |  Service  |  Privacy  |  Disclaimer  |  Search

© 2017 Evergreen Insurance, Inc.

12503 SE Mill Plain Blvd Ste 130
Vancouver, WA 98684

Licensed in Washington, Oregon, and Arizona